What is professional liability insurance?

Professional Liability Insurance (PLI) covers service-providing professionals in the event of a liability claim. For physicians, nurses, doctors, surgeons, dentists and other medical professionals, such policies are known as medical malpractice insurance and covers against losses caused damages or injury awards to a patient.

Nearly all licensed professionals who are employed within the healthcare field should have medical malpractice insurance coverage. For insurance agents, real estate appraisers, consultants and other service and advice professionals, these policies are typically referred to as errors and omissions insurance.

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